Haryana outstanding agricultural loans totaling approximately ₹60,816 crore as of 30 September 2025

Haryana is burdened with outstanding agricultural loans totaling approximately ₹60,816 crore as of 30 September 2025. Districts such as Sirsa, Hisar, Karnal and Fatehabad recorded some of the highest outstanding agricultural loan amounts in the state.

This was disclosed by Chief Minister Nayab Singh Saini during a question-hour session in the state assembly.

The figures reflect loans across cooperative banks, nationalised banks and other financial institutions, underscoring widespread indebtedness among the farming community in the state.

The Haryana government has existing relief initiatives for indebted farmers, including:

1. Zero-interest crop loans (subject to timely repayment) via cooperative banks to lower the cost of credit.

2. One-Time Settlement (OTS) schemes that have previously provided interest waivers and relief benefits to large numbers of farmers; the current OTS scheme has been extended until 31 March 2026 to assist more indebted farmers.

The debt figures and relief discussions came amid broader political debate in the assembly, including disputes over education infrastructure and a no-confidence motion presented by the opposition. 

The high volume of outstanding agricultural loans highlights ongoing economic stress in Haryana’s farming sector, driven by crop losses, rising input costs, market volatility, and limited liquidity — factors that are influencing both policy responses and political debates ahead of future electoral cycles.